6 Super Easy Ways to Save Money on Your Wedding Attire

6 Super Easy Ways to Save Money on Your Wedding Attire

The Knot released a study in 2016 finding that, on average, couples were spending $1,564 on the bride’s wedding dress and $280 on the groom’s attire.

But there are ways to significantly save on your wedding day attire.

For example, when DJ and I got married in 2014, we only spent $230.18 on our attire. While we wanted to look nice on our wedding day, it was more important for us to stick to our budget.

So, today I’m going to share my secrets on how to save on your wedding day attire.

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Debt Repayment Update - January 2018 Edition

Debt Repayment Update - January 2018 Edition

2018 is now fully underway. We’re now than a month in, which means it’s time to look at how we did with our finances in January.

Each month, we’re putting it all out there so that we can hold ourselves accountable. We’re sharing how much we earn, how much we spent, and how we’re doing on paying off our debt.

January was a decent month. We were only able to put $532.28 towards our target student loan, which came a little under our goal of paying at least $683.00. But I think we’ll be able to make up for it in February.

Our total debt decreased by $764.37 from December (after accounting for interest). While not as much as we'd like, every little bit helps!

So, let’s take a look at the numbers.

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How to Master Your Budget in 9 Simple Steps

How to Master Your Budget in 9 Simple Steps

Now that the new year is here, many of you will be working on your New Year’s resolutions. If you’re like many people, saving money and paying debt might be at the top of your list.

One of the most important tools for reaching these goals is to create a budget. Yet only 33% of Americans prepare a budget each month.

The thought of budgeting sounds difficult and restrictive. But there are many reasons why creating a budget is important.

Wouldn’t you want to stop stressing about having enough money to pay all your expenses every month? Wouldn’t you want to pay off all your debts? Wouldn’t you want to take that dream vacation or buy a car without worrying how you were going to pay for it?

A budget can do all that and more!

Let’s take a look at the exact steps to create a budget that will let you achieve your goals.

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How to Make Christmas Easier on Your Budget

How to Make Christmas Easier on Your Budget

In 2016, consumers took on over a $1,000 of holiday debt on average. And nearly half said they would be paying off their debt for four months or more.

When you don’t save for Christmas throughout the year, it plays havoc on your budget in November and December. You have to come up with the money to buy all your gifts but still pay for all your other bills and expenses. And, if you go into debt to pay for Christmas, you’ll be paying for it for months to come.

Let me show you how you can pay for Christmas gifts without going into debt or wrecking havoc on your budget.

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Debt Repayment Update - December 2017 Edition

Debt Repayment Update - December 2017 Edition

No matter how you feel about 2017, the start of a new year is the perfect time to start anew. It’s time to look forward, set your intentions for the new year, and work towards getting to where you want to be.

But, before I turn to 2018, it’s time to quickly look back at the end of 2017. And specifically how December turned out financially for us.

As I explained, we’re putting it all out there so that we can hold ourselves accountable. We’re sharing how much we earn, how much we spent, and how we’re doing on paying off our debt.

December was another good month. We were able to pay $901.48 towards our target student loan, surpassing our goal of paying at least $683.00.

And our total debt decreased by $1,131.67 from November (after accounting for interest).

Let’s take a look at the numbers.

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Debt Repayment Update - November 2017 Edition

Debt Repayment Update - November 2017 Edition

This is our first monthly update on how we’re doing paying off our debt. We’re putting it all out there so that we can hold ourselves accountable. We’ll be sharing how much we earn, how much we spent, and our debt progress.

For our first month, I’m very happy with our progress. Our goal was to pay at least $683.00 on our target student loan. And...drum roll...we were able to pay $876.34!

And our total debt decreased by $1,124.76 from October (after accounting for interest).

Without further ado, let’s take a look at the numbers.

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How to Knock Out Debt with the Debt Snowball

How to Knock Out Debt with the Debt Snowball

If you’ve ever made a snowball, you know you start with a small amount of snow and pack it until it’s a compact ball. Then, to make it bigger, you lay it down on the ground and roll it along the snow. As it rolls, it collects more and more snow. And it gets bigger and bigger.

Well, the same technique can be applied to pay off your debt. As your debt snowball collects more snow and gets bigger, you’ll be able to pay off your debt quicker.

Let me show you how it works.

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11 Practical Ways to Earn Money This Winter

11 Practical Ways to Earn Money This Winter

One of the best ways to improve your finances is to find ways to earn more money. And who doesn’t want more money!?!

But, earning extra money in the winter has its own challenges. You’re dealing with the cold and snow, two things that may make you want to stay indoors. But the winter also provides many opportunities, especially for those who are willing to face the elements.

Let’s take a look at several ways to earn more money this winter -- both indoors and out.

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6 Important Reasons You Need to Budget Right Now

6 Important Reasons You Need to Budget Right Now

Almost half of Americans say they are spending what they earn or more than they earn. They have enough money to pay their monthly bills. But they struggle to cover non-monthly or unexpected expenses.

Why is that? Because they’re not planning for all their expenses and they're letting money control them.

Let's take a look at the six reasons why you need a budget. six reasons why it's essential that you have a budget.

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