Surprisingly Easy Ways to Save Money on Your Wedding Venue

Surprisingly Easy Ways to Save Money on Your Wedding Venue

Weddings can be expensive. There are so many big and little expenses that can really add up!

One of the biggest expenses is the wedding venue. According to the Knot, couples spent (on average) $2,197 on the ceremony site and $16,107 on the venue.

That’s over $18,000 just on where you’re having your ceremony and reception.

Luckily there’s always ways to save some money when it comes to weddings. And saving on your venue is no exception.

Check out the following tips to see how you can save money on booking your wedding venue.

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Debt Repayment Update - February 2018 Edition

Debt Repayment Update - February 2018 Edition

This year seems to be flying! I can't believe February is already over.

Which means, it's time to look at how we did with our finances in February.

Each month, we’re putting it all out there so that we can hold ourselves accountable. We’re sharing how much we earn, how much we spent, and how we’re doing on paying off our debt.

February was a decent month. We were able to put $875.60 towards our target student loan, surpassing our goal of paying at least $683.00. Yippee!

And our total debt decreased by $1,172.53 from January (after accounting for interest).

So, let’s take a look at the numbers.

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Why YNAB is the Best Thing to Happen to Our Budget

Why YNAB is the Best Thing to Happen to Our Budget

One of the most common financial struggles that people face is creating a budget that works for them. I know that it’s something I struggled with since I became an adult.

My first foray into budgeting was just a simple Excel spreadsheet that I created myself. I allocated money towards each expense and kept track of how much I’d spent. It worked pretty well, but it took a lot of time to maintain.

I don’t remember the exact year I found “You Need a Budget” (otherwise known as YNAB), but I liked that it used the same concepts that I was already using:

  1. Budgeting my money towards each of my expenses.
  2. Keeping track of my spending so that I didn’t overspend (but if I did overspend, it was okay and I could alter my budget to cover it).

I wasn’t sure whether I’d like it or not, especially since I already had a free system in place that worked. But it came with a free trial, so I gave it a shot. Many years later, I’m still using it and loving it.

So, let me now share with you a little about YNAB, how it works, and why I love it!

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How to Snowflake & Pay Off Your Debt Faster

How to Snowflake & Pay Off Your Debt Faster

If you’ve checked out my blog before, it’s no secret that my husband and I have a large amount of debt. In fact, our debt is currently $332,142.86 (including our mortgage).

Eeek! That’s a huge amount of debt! And, based on our current projections, it will take us over 10 years to pay off just our non-mortgage debt.

It’d be really easy to feel discouraged about how long it’s going to take to pay it off.

But we don’t. And I’ll share our secret. We use snowflakes to pay down our debt faster and keep us motivated.

So, let me share with you how to use snowflakes to reach your debt-free goal faster.

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6 Super Easy Ways to Save Money on Your Wedding Attire

6 Super Easy Ways to Save Money on Your Wedding Attire

The Knot released a study in 2016 finding that, on average, couples were spending $1,564 on the bride’s wedding dress and $280 on the groom’s attire.

But there are ways to significantly save on your wedding day attire.

For example, when DJ and I got married in 2014, we only spent $230.18 on our attire. While we wanted to look nice on our wedding day, it was more important for us to stick to our budget.

So, today I’m going to share my secrets on how to save on your wedding day attire.

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Debt Repayment Update - January 2018 Edition

Debt Repayment Update - January 2018 Edition

2018 is now fully underway. We’re now than a month in, which means it’s time to look at how we did with our finances in January.

Each month, we’re putting it all out there so that we can hold ourselves accountable. We’re sharing how much we earn, how much we spent, and how we’re doing on paying off our debt.

January was a decent month. We were only able to put $532.28 towards our target student loan, which came a little under our goal of paying at least $683.00. But I think we’ll be able to make up for it in February.

Our total debt decreased by $764.37 from December (after accounting for interest). While not as much as we'd like, every little bit helps!

So, let’s take a look at the numbers.

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How to Master Your Budget in 9 Simple Steps

How to Master Your Budget in 9 Simple Steps

Now that the new year is here, many of you will be working on your New Year’s resolutions. If you’re like many people, saving money and paying debt might be at the top of your list.

One of the most important tools for reaching these goals is to create a budget. Yet only 33% of Americans prepare a budget each month.

The thought of budgeting sounds difficult and restrictive. But there are many reasons why creating a budget is important.

Wouldn’t you want to stop stressing about having enough money to pay all your expenses every month? Wouldn’t you want to pay off all your debts? Wouldn’t you want to take that dream vacation or buy a car without worrying how you were going to pay for it?

A budget can do all that and more!

Let’s take a look at the exact steps to create a budget that will let you achieve your goals.

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How to Make Christmas Easier on Your Budget

How to Make Christmas Easier on Your Budget

In 2016, consumers took on over a $1,000 of holiday debt on average. And nearly half said they would be paying off their debt for four months or more.

When you don’t save for Christmas throughout the year, it plays havoc on your budget in November and December. You have to come up with the money to buy all your gifts but still pay for all your other bills and expenses. And, if you go into debt to pay for Christmas, you’ll be paying for it for months to come.

Let me show you how you can pay for Christmas gifts without going into debt or wrecking havoc on your budget.

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Debt Repayment Update - December 2017 Edition

Debt Repayment Update - December 2017 Edition

No matter how you feel about 2017, the start of a new year is the perfect time to start anew. It’s time to look forward, set your intentions for the new year, and work towards getting to where you want to be.

But, before I turn to 2018, it’s time to quickly look back at the end of 2017. And specifically how December turned out financially for us.

As I explained, we’re putting it all out there so that we can hold ourselves accountable. We’re sharing how much we earn, how much we spent, and how we’re doing on paying off our debt.

December was another good month. We were able to pay $901.48 towards our target student loan, surpassing our goal of paying at least $683.00.

And our total debt decreased by $1,131.67 from November (after accounting for interest).

Let’s take a look at the numbers.

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